As AI fraud detection tools become more common in the title industry, many companies assume technology and cyber insurance are enough to protect escrow funds. In reality, gaps in procedures, documentation, and accounting still expose title agents to serious risk. This 2026 guide explains what AI can—and can’t—do, where cyber insurance often falls short, and how title agents can close the gaps before a loss occurs.

Starting December 1, 2025, FinCEN’s new Anti-Money Laundering rule will impact title and settlement agents nationwide. This blog breaks down what transactions must be reported, who is responsible, and how to prepare. Learn the steps you should take now to stay compliant and avoid costly penalties.